Supplemental Insurance
Insurance
Supplemental insurance plans—Hospital Indemnity, Critical Illness, and Accident coverage—provide valuable financial protection for employees when unexpected health events occur.
These benefits help cover out-of-pocket costs that traditional health insurance may not, such as deductibles, co-pays, lost income, or non-medical expenses. For employers, offering these plans enhances the overall benefits package at little to no cost to the organization, supporting employee well-being and improving retention. With flexible plan designs and convenient payroll-deducted premiums, Sun Life’s supplemental offerings give employees peace of mind and greater financial stability during life’s most challenging moments.
Eligibility & Participation
- For employers who contribute less than 100% of the premium, the group must have 2 enrolled employees. If the enrollment of the group drops below 2 employees, the proposal is not valid.
- For 100% Employer Paid Plans – the group must have 100% participation of all eligible employees
Get a quote
Fill out this checklist and send it to Robert Baker rbaker@wmc.org.
Enrollment Process
Enrollment Support with Benefits Explorer
Existing Customers
One of the key benefits of being part of the WMC Insurance Program is having direct access to a dedicated service team at Sun Life. That means no long wait times or getting bounced around—just fast, reliable support when you need it. We value your time and your role, both at work and at home, and we’re here to help you stay focused on what matters most: your business and your family.