All life insurance contracts are underwritten by Aetna Life Insurance Company.

 


Basic Life Insurance

Aetna’s basic life insurance coverage helps make it simple for companies to provide employees and their loved ones with assistance in the form of financial protection when they need it most. Features include:

  • Basic assistance with flexible benefits schedules
  • Claims payments based on basic annual earnings or flat amounts
  • An Accelerated Death Benefit provision for employees who become terminally ill
  • A conversion option when coverage ends or is reduced
  • A potential premium waiver provision for disabled employees
  • Access to Aetna Life Essentials℠, which offers support services and resources during various stages of life

Supplemental Life Insurance

Some employees choose to build on the coverage of our Basic Life Insurance. We’ve got options to meet their needs, too. Our Supplemental Life Insurance plans help provide extra security and support for loved ones in the event of a death. Features include:

  • Expedited claims and payment processing
  • An Accelerated Death Benefit provision for employees who become terminally ill
  • A conversion option when coverage ends or is reduced
  • A potential premium waiver provision for disabled employees
  • Portability feature available
  • Access to Aetna Life Essentials℠ program

Dependent Life Insurance

For many employees, extending life insurance coverage to their loved ones adds an extra element of security. Our Dependent Life Insurance coverage is designed to cover an employee’s spouse or domestic partner as well as his or her children. Features include:

  • Flexible benefits schedules
  • An Accelerated Death Benefit provision if a covered spouse or domestic partner becomes terminally ill
  • A conversion option when eligibility ends
  • Access to the Aetna Life EssentialsSM program

Accidental Death & Personal Loss Coverage

When unexpected events occur, our Accidental Death & Personal Loss plans can help provide much-needed financial support and stability. Covered events include accidental death, paralysis, third-degree burns, comas, and loss of speech, hearing, sight or limbs. We expedite claims processing. Employees also have access to emotional support through the Aetna Life EssentialsSM program. Plan options include:

  • Child care benefit — to help pay for state-licensed child care centers
  • Educational benefit — to help ensure higher education for dependent children and employment training for spouses or domestic partners
  • Passenger restraint and airbag benefit — for proper use of restraint devices during an accident
  • Repatriation of remains benefit — if a covered employee or dependent dies while at least 200 miles from home

Eligibility & Participation

Basic Life and AD&D Ultra® Plan
Group Size: 10+ or more enrolled
Eligible Employee: 20 hours per week or as deemed by employe and acceptable to WMC/Aetna

More information available here: 

WMC Insurance