A successful long-term disability insurance plan is equal parts technological automation and personalized support. WMC Insurance delivers on both fronts, providing timely, accurate claims processing and guidance for helping get employees safely back to work. Employers can choose a plan that works for their company.

All disability insurance contracts are underwritten by Aetna Life Insurance Company.

Plan features include:

  • Vocational rehabilitation
  • Worksite accommodations
  • Behavioral health services
  • 24-hour access to a web-based absence management program
  • Efficient payment processing system with updated tax rates
  • Access to consulting services for getting employees back to work safely

Benefits to Employers

  • Disability management from start to finish
  • Help minimizing the costs of lost time and productivity
  • Fully integrated absence management programs
  • Help navigating the Americans with Disabilities Act (ADA)

Benefits to Employees

  • Employee assistance program at no additional charge
  • Access to our experienced staff by phone or online
  • Clinical specialists who support a healthy return to work
  • Web portal that offers flexibility and convenient claims management

Eligibility & Participation

Policy Provisions: LTD Plan
Group Size: 10+ or more enrolled
Eligible Employee: 30+ Hours per work, or as deemed by the employer and acceptable to WMC/Aetna


More information available here:

Questions? Contact WMC Insurance at 608-258-3400.

WMC Insurance